Accounts

Your saving federally insured to at least $250,000 and backed by the full and credit of the United States Government

This credit union is federally insured by the National Credit Union Administration.

Share Draft Checking

Enjoy Free Checking from Postal Family Federal Credit Union!

For your convenience, we offer a Share Draft checking account that provides members with the ability to write an unlimited number of checks from this account. Direct Deposit, Mobile Deposit, Overdraft Protection, Debit Cards, Pre-Authorized Payments, and Automatic Payments are also available with this account.  There are no minimum balance requirements, per check fees, or other monthly fees associated with this checking account.

Share Savings

 A Share Savings Account will  pay dividend rates while allowing you to withdraw money with no penalty; however, the number of monthly withdrawals allowed may be limited. Give us a call today and we can discuss current interest rates and further details.

Money Market Share Accounts

A money market share account offers higher dividends than a share account with no penalty for withdrawals.

Pee Wee Penguin Young Savers' Club

By opening a Pee Wee Penguin Youth Savers' Club account early, you invest in your child’s future and they start learning financial fundamentals from the very beginning. Saving is a key principle. People who make a habit of saving regularly, even saving small amounts, are well on their way to success. Teach them the power of pennies.

Share Certificates

A Share Certificate is a great way to invest for the future.  We offer share certificates for various terms, with higher dividend rates than regular savings accounts.  Penalties for early withdrawals apply.

Traditional IRA & Roth IRA

Save for your retirement the smart way! 

With a Traditional IRA or Roth IRA, you can save for retirement while also reducing your tax liability, allowing you to keep more of your hard-earned retirement money. A Traditional IRA reduces your taxable income in the year in which you save the money, whereas a Roth IRA makes the growth of your retirement investments tax-free.

Both options have important qualifications, and it is important that you discuss the details with a qualified financial professional before making a decision. Individuals who save for retirement can often save thousands of dollars in taxes by taking advantage of a Traditional IRA or  a Roth IRA. Talk to your credit union representative today for more information.

Coverdell ESA (Education Savings Account)

An Education Savings Account allows you to save for education expenses such as tuition and books while also reducing the taxes you owe. ESAs can be used for both K-12 and college expenses. Talk to your credit union professional today to learn more.

Christmas Club Accounts

A Christmas Club Account is a great way to save for holiday expenses. You may open a Christmas Club Account anytime during the year and make regular deposits to your account as a way to save for holiday expenses.

Special Share Accounts

A Special Share Account is a great way to save for that trip of a lifetime or any other specific need you may have.  You may open a Special Share Account at anytime during the year and make regular deposits to your account.