Fee Schedule
Credit Union Membership:
| Fee Type | Fee Amount |
|---|---|
| Membership Share | $25.00 per value |
| Inactive Account Fee | $5.00 |
Share Draft Account Fees:
| Fee Type | Fee Amount |
|---|---|
| Overdraft Fee | $35.00 per item |
| Stop Payment Fee | $35.00 per item |
Other Service Fees (All Accounts):
| Fee Type | Fee Amount |
|---|---|
| Account Reconciliation | $20.00 per hour |
| Account Research | $20.00 per hour |
| Statement Copy Fee | $5.00 per copy |
| Deposited Item Return Fee | $35.00 per item |
| Item Return Fee (from member) | $35.00 per item |
| Incoming Wire Transfer | $35.00 per transfer |
| Outgoing Wire Transfer | $35.00 per transfer |
| Outgoing International Wire Transfer | $50.00 per transfer |
| CU Corporate Draft Check | $5.00 per check |
| Automatic CU Corporate Draft Check | $5.00 per check |
| IRA Service Fee | $20.00 per year on May 1st |
| IRA New Account Fee | $20.00 (one time) |
| IRA Closed Account Fee | $20.00 (one time) |
Debit & Visa Cards:
| Fee Type | Fee Amount |
|---|---|
| Replacement Fee – 1st Replacement | FREE |
| Replacement Fee – 2nd Replacement | $25.00 (one time) |
| Replacement Fee – After 2nd Replacement | $40.00 per card |
Electronic Funds Transfer:
| Fee Type | Fee Amount |
|---|---|
| Overdraft Fee | $35.00 per item |
| ACH Origination Return Fee | $35.00 per item |
Foreign Transactions:
| Fee Type | Fee Amount |
|---|---|
| Debit Cards | Foreign transaction fees 5% usually apply to card purchases made in foreign countries while traveling, but they can also apply to purchases made online from your home country where the vendor is foreign and processes the transaction in its local currency. Foreign transaction fees are also called “foreign purchase transaction fees” or “foreign currency transaction fees.” |
| Visa Cards | Foreign transaction fees 5% usually apply to card purchases made in foreign countries while traveling, but they can also apply to purchases made online from your home country where the vendor is foreign and processes the transaction in its local currency. Foreign transaction fees are also called “foreign purchase transaction fees” or “foreign currency transaction fees.” |
Other:
| Fee Type | Fee Amount |
|---|---|
| Early Account Closing/Re-Opening (within 90 days) | $25.00 |
| Loan Extension | $50.00 |
| Loan Processing Fee | $75.00 |
| GAP Insurance Cancellation | $50.00 |
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