Privacy Policy
| Facts | What does Postal Family Federal Credit Union (PFFCU) do with your personal information? |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This Information can include:
When you close your account, we continue to share information about you according to our policies. |
| How? |
All financial companies need to share members' personal information to run their everyday business – to process transactions, maintain customer accounts, and report to credit bureaus. In the section below, we list the reasons financial companies can share their customers' personal information:
|
| Reasons we can share your personal information | Does PFFCU share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account, and report to credit bureaus | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business purposes — information about your transactions and experiences | No | We don't share |
| For our affiliates' everyday business purposes — information about your creditworthiness | No | We don't share |
| For our affiliates to market to you | No | We don't share |
| For non-affiliates to market to you | No | We don't share |
| What we do? | |
|---|---|
| How often does PFFCU notify me about their practices? | We must notify you about our sharing practices when you open an account and each year while you are a member. |
| How does PFFCU protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does PFFCU collect my personal information? | We collect your personal information, for example, when you:
|
| Why can't I limit all sharing? | Federal law gives you the right to limit only:
State law and individual companies may give you additional rights to limit sharing. North Dakota state law and individual companies may give you additional rights to limit sharing so that the credit union cannot participate in joint marketing arrangements. |
| For our affiliates' everyday business purposes — information about your creditworthiness. | We don't share. |
| Definitions | |
|---|---|
| Everyday business purpose | We must notify you about our sharing practices when you open an account and each year while you are a member. |
| Affiliates | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| Non-affiliates | We collect your personal information, for example, when you: open an account or deposit money, pay your bills or apply for a loan, or use your debit card. We also collect your personal information from others, such as credit bureaus, affiliates (if applicable), or other companies. |
| Joint Marketing | Federal and state law gives you the right to limit sharing only for affiliates' everyday business purposes—information about your creditworthiness, affiliates to market to you, or non-affiliates to market to you. North Dakota state law and individual companies may give you additional rights to limit sharing so that the credit union cannot participate in joint marketing arrangements. |
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